Penny Drop

Bank account verification or penny drop check is a way to verify the authenticity of a customer’s bank account. We take the Bank Account details and deposit 1 INR into the account. In return, we are able to fetch the Account Information

The API verifies a bank account and IFSC code combination.

A successful response is billable only in case of a 200 Response Status Code.

GET /v1/verification/bankaccount

Bank Account Verification

cURL

curl --request GET \
  --url https://production.deepvue.tech/v1/verification/bankaccount \
  --header 'Authorization: Bearer <token>' \
  --header 'x-api-key: <api-key>'

200

200 - Account Verified

{
  "code": 200,
  "timestamp": 1738042952419,
  "transaction_id": "fe104a7a-f3a9-4365-9390-e3af0e4193e5",
  "data": {
    "message": "Bank Account details verified successfully.",
    "account_exists": true,
    "name_at_bank": "Master NIHARika  .",
    "utr": "502811454342",
    "amount_deposited": 1,
    "name_information": {
      "name_at_bank_cleaned": "Master Niharkika"
    }
  }
}

Authorizations

Authorization · string · header · required

ACCESS_TOKEN generated from the authorize endpoint. Should be included in the header as Bearer .

x-api-key · string · header · required

The CLIENT_SECRET provided to you. This header parameter is required for authentication purposes.

Query Parameters

account_number · string · required

ifsc · string · required

name · string

Response

200

application/json

Successful Response

Account Verified

Invalid Account Or IFSC

Account Blocked

Invalid IFSC

NRE Account

code · integer · default: 200

timestamp · integer

transaction_id · string

data · Data · object

Show child attributes